Merso flow

Companies' PoV

Once the BNPL protocol is fully integrated, companies have minimal operational requirements while receiving full payment benefits.

Payment Process

When a player purchases an NFT through BNPL, the company immediately receives 100% of the NFT price from our protocol. The company faces no payment delays or risks associated with installment payments.

User Experience

Players can immediately use the wrapped NFT (wNFT) in the game with full functionality. Once the player completes all payments, they seamlessly transition to using the original NFT without any gameplay interruption.

Company Benefits

• Immediate Payment: Full payment received upfront

• No Risk: No exposure to payment defaults

• Seamless Integration: No additional operational requirements

• Enhanced Sales: Access to users who prefer BNPL options

• User Retention: Improved user experience with flexible payment options

Technical Requirements

The company's smart contracts must accept our wNFT collection alongside their original NFT collection, ensuring players can use either NFT type interchangeably during gameplay. You can see how integrate BNPL here

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Players' PoV

Step 1: Marketplace Purchase

The user purchases an NFT from the Game Marketplace using our BNPL protocol.

Step 2: Required Transactions

The user must execute two transactions. First, they approve our protocol to manage their in-game tokens. Second, they complete the purchase transaction to buy the NFT through our protocol.

Step 3: Payment Structure

The user pays 50% of the total NFT price in tokens while our protocol covers the remaining 50%. The user then pays the remaining balance in weekly installments.

Step 4: Payment Monitoring

Our system checks the user's token balance daily. If the user has insufficient tokens, they receive an email notification and the system attempts payment processing the following day. If the user lacks tokens for 5 consecutive days, their wNFT is burned.

Step 5: Payment Completion

When the user successfully completes all payments, they gain full control of the NFT. During the payment period, the NFT cannot be transferred. Complete ownership is transferred after the final payment.

Step 6: Failed Payment

If payment fails after 5 days, the protocol burns the NFT and the user loses access to it permanently.

DISCLAIMER: wNFT’s only restriction is resale and staking features, during the installment collection period.